Friday, July 12, 2013

Buyers beg to get off rate roller coaster

Buyers beg to get off rate roller coaster

Posted in Economics, Housing Recovery, Mortgages | 17 Comments
From CNBC:
Mortgage rates are moving so fast and so dramatically that even reports from barely a week ago seem suddenly outdated.
The average rate on the 30-year fixed conforming loan moved to its highest level in two years last week, according to the Mortgage Bankers Association weekly survey. That had a direct effect on consumers shopping for mortgages. Applications to refinance fell 16 percent and applications to purchase a home dropped 3 percent week-to-week.
That comes one day after another report from Zillow, an online real estate company, showed mortgage rates moving off their highs, although not that far off.
"Last week mortgage rates retreated from a 23-month high as the Fed sought to reassure markets that the wind-down of the stimulus program would be gradual, and contingent upon strong improvement in economic fundamentals," said Erin Lantz, director of Zillow Mortgage Marketplace.
"This coming week, market participants will be focused on Friday's jobs report as an indicator of whether the economic recovery is strong enough to withstand an earlier-than-expected withdrawal of Fed stimulus."

Mortgage rates are up about a full percentage point from where they were at the beginning of May. That translates into about a 15 percent jump in monthly payments for the average home buyer, or 15 percent less purchasing power, depending on how you look at it. That can certainly be make or break for some buyers, especially first-time home buyers who may have been stretching in the first place.

The very recent rate retreat gave back around 15 basis points, but buyers really can't play these small moves, which are largely dependent on investors buying or selling Treasury bonds.
"Although 10-year Treasury yields have come down slightly in recent days, we do not expect the bulk of the increase in mortgage rates to be reversed," said Paul Diggle of Capital Economics. "We've penciled in mortgage rates of 4.5 percent at year end, rising to 5 percent next year and 5.5 percent in 2015."

Delinquencies ease, fewer homeowners underwater

Delinquencies ease, fewer homeowners underwater

Posted in Housing Recovery, Mortgages, National Real Estate | 65 Comments
From HousingWire:
The housing market continues to recover from post-meltdown levels with mortgage delinquencies down 43% from 2010 levels, Lender Processing Services Applied Analytics said Monday.
The number of borrowers who remain underwater – or who owe more on their homes than their current worth – also fell a sharp 47% from Q1 2012 to Q1 2013, LPS said in its Mortgage Monitor Report.
Underwater borrowers now account for 14.7% of all active loans studied by the mortgage analytics platform, LPS explained.
Homeowners carrying high loan-to-value ratios also are on the decline.
In 2011, 17 million homeowners had LTVs greater than 100%.
That figure now sits at 7.3 million mortgages, with borrowers benefitting from rising home prices.

Overall, the loan delinquency rate is hovering at 6.08% down 2.11% from the prior month. The pre-sale foreclosure inventory rate sits at 3.05%, down 3.91%.
"As we've noted before, negative equity appears to still be one of the strongest drivers of new problem loans, and — primarily buoyed by home price increases nationwide — that situation also continues to improve," said Herb Belcher, senior vice president of LPS.

"We looked once again at the number of 'underwater' loans in the U.S., and found that the total share of mortgages with LTVs of greater than 100 percent had declined to just 7.3 million loans as of the end of the first quarter of 2013. This accounts for less than 15 percent of all currently active loans and represents a nearly 50 percent year-over-year decline," he explained.

Thursday, July 11, 2013

Gloucester, NJ new homes within 50 miles

The Siena Place

Philadelphia, PA
Beds:
3 - 4
Bath:
2.5 - 2.5
Sq. Feet:
2,716 - 2,896
Type:
Judd Builders and Developers
Neighborhood:
Girard Estates
Listed on Yahoo!:
07/10/2013
$0 - $395,900
The Cubberly Meadows Estates new home 9 pics 2

The Cubberly Meadows Estates

Robbinsville, NJ
Beds:
4 - 5
Bath:
2.5 - 4.5
Sq. Feet:
3,180 - 5,073
Type:
Hallmark Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$99,900 - $919,900
The Build On Your Lot - Atlantic/cape May new home 3 pics 3

The Build On Your Lot - Atlantic/cape May

Egg Harbor Township, NJ
Beds:
2 - 5
Bath:
2 - 4
Sq. Feet:
1,037 - 4,308
Type:
Schaeffer Family Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$109,900 - $299,900
The Build On Your Lot - Philadelphia new home 3 pics 4

The Build On Your Lot - Philadelphia

Mullica Hill, NJ
Beds:
2 - 5
Bath:
2 - 4
Sq. Feet:
1,037 - 4,308
Type:
Schaeffer Family Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$109,900 - $299,900
The Build On Your Lot - Wilmington, De new home 3 pics 5

The Build On Your Lot - Wilmington, De

Bear, DE
Beds:
2 - 5
Bath:
2 - 4
Sq. Feet:
1,037 - 4,308
Type:
Schaeffer Family Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$109,900 - $299,900
The Country Walk Of Lake Ridge new home 9 pics 6

The Country Walk Of Lake Ridge

Manchester Township, NJ
Beds:
1 - 2
Bath:
1 - 2
Sq. Feet:
986 - 1,550
Type:
Kokes Family Builders
Neighborhood:
Listed on Yahoo!:
07/10/2013
$129,787 - $213,345
The Bayport On Lake's Bay new home 3 pics 7

The Bayport On Lake's Bay

Egg Harbor Township, NJ
Beds:
2 - 3
Bath:
2.5 - 2.5
Sq. Feet:
1,517 - 2,020
Type:
K. Hovnanian Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$154,900 - $224,900
The Kings Crossing new home 3 pics 8

The Kings Crossing

Vineland, NJ
Beds:
3 - 3
Bath:
1 - 2
Sq. Feet:
1,432 - 1,832
Type:
Ryan Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$154,990 - $174,990
The Monroe Manor Condos new home 9 pics 9

The Monroe Manor Condos

Monroe Township, NJ
Beds:
1 - 3
Bath:
1 - 2.5
Sq. Feet:
564 - 1,556
Type:
Hallmark Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$159,900 - $290,000
The Broad Acres new home 3 pics 10

The Broad Acres

Clementon, NJ
Beds:
3 - 3
Bath:
1 - 2
Sq. Feet:
1,452 - 2,000
Type:
Ryan Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$159,990 - $179,990
The Coddington View new home 3 pics 11

The Coddington View

Pottstown, PA
Beds:
3 - 3
Bath:
1 - 2.5
Sq. Feet:
1,280 - 2,034
Type:
Ryan Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$159,990 - $185,990
The Sadsbury Park Townhomes new home 1 pic 12

The Sadsbury Park Townhomes

Coatesville, PA
Beds:
3 - 3
Bath:
1 - 2
Sq. Feet:
1,280 - 2,034
Type:
Ryan Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$159,990 - $194,990
The Lenwood Court new home 3 pics 13

The Lenwood Court

Vineland, NJ
Beds:
3 - 4
Bath:
1.5 - 2.5
Sq. Feet:
1,402 - 2,224
Type:
Ryan Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$159,990 - $196,990
The Coopertowne Village new home 1 pic 14

The Coopertowne Village

Somerdale, NJ
Beds:
2 - 3
Bath:
2 - 2
Sq. Feet:
1,391 - 1,429
Type:
Ryan Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$169,990 - $214,990
The Liberty Village new home 3 pics 15

The Liberty Village

Coopersburg, PA
Beds:
3 - 3
Bath:
2.5 - 2.5
Sq. Feet:
1,642 - 2,255
Type:
Orleans Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$171,990 - $276,000
The Parkesburg Knoll new home 7 pics 16

The Parkesburg Knoll

Parkesburg, PA
Beds:
3 - 4
Bath:
1.5 - 2.5
Sq. Feet:
1,350 - 2,595
Type:
Rouse Chamberlin Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$174,990 - $243,847
The Fairway Villages new home 9 pics 17

The Fairway Villages

North East, MD
Beds:
3 - 4
Bath:
1 - 3.5
Sq. Feet:
1,480 - 2,978
Type:
Gemcraft Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$181,990 - $379,990
The Villages At Amberleigh new home 7 pics 18

The Villages At Amberleigh

Williamstown, NJ
Beds:
3 - 3
Bath:
1.5 - 2.5
Sq. Feet:
1,653 - 1,940
Type:
Ryan Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$184,990 - $204,990
The Montage At Hamilton new home 9 pics 19

The Montage At Hamilton

Hamilton, NJ
Beds:
1 - 2
Bath:
1 - 2
Sq. Feet:
842 - 1,394
Type:
Sharbell Development Corp.
Neighborhood:
Listed on Yahoo!:
07/10/2013
$185,000 - $275,000
The Four Seasons At Weatherby new home 3 pics 20

The Four Seasons At Weatherby

Swedesboro, NJ
Beds:
2 - 3
Bath:
2 - 3
Sq. Feet:
1,772 - 3,430
Type:
K. Hovnanian's® Four Seasons
Neighborhood:
Listed on Yahoo!:
07/10/2013
$186,950 - $276,000
The Wildflowers At Hillview new home 3 pics 21

The Wildflowers At Hillview

Coatesville, PA
Beds:
2 - 2
Bath:
2 - 2
Sq. Feet:
1,448 - 1,933
Type:
Orleans Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$187,990 - $244,990
The Richwood Crossing - Townhomes new home 3 pics 22

The Richwood Crossing - Townhomes

Glassboro, NJ
Beds:
3 - 3
Bath:
2.5 - 2.5
Sq. Feet:
1,818 - 1,818
Type:
Beazer Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$189,990 - $222,375
The Greens new home 1 pic 23

The Greens

Gilbertsville, PA
Beds:
3 - 3
Bath:
1 - 2.5
Sq. Feet:
1,364 - 1,997
Type:
Ryan Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$189,990 - $225,990
The Oakcrest new home 1 pic 24

The Oakcrest

Valley Township, PA
Beds:
3 - 4
Bath:
1.5 - 2.5
Sq. Feet:
1,402 - 2,822
Type:
Ryan Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$189,990 - $259,990
The Neighborhoods Of Cedar Creek new home 9 pics 25

The Neighborhoods Of Cedar Creek

Egg Harbor City, NJ
Beds:
2 - 4
Bath:
2 - 2.5
Sq. Feet:
1,429 - 2,538
Type:
Brad Haber Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$190,000 - $230,000
The Villages At Delaware Run new home 3 pics 26

The Villages At Delaware Run

Trenton, NJ
Beds:
3 - 3
Bath:
2.5 - 2.5
Sq. Feet:
1,840 - 1,840
Type:
K. Hovnanian Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$194,900 - $203,995
The Southview new home 9 pics 27

The Southview

Coatesville, PA
Beds:
3 - 3
Bath:
1.5 - 2.5
Sq. Feet:
1,460 - 2,165
Type:
Newlin Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$198,900 - $279,900
The Spring Ridge Crossing new home 3 pics 28

The Spring Ridge Crossing

Macungie, PA
Beds:
3 - 4
Bath:
2.5 - 2.5
Sq. Feet:
0 - 3,001
Type:
Judd Builders and Developers
Neighborhood:
Listed on Yahoo!:
07/10/2013
$199,450 - $265,450
The Honeycroft Village new home 1 pic 29

The Honeycroft Village

Cochranville, PA
Beds:
1 - 3
Bath:
1 - 3
Sq. Feet:
0 - 2,254
Type:
Cedar Knoll Builders
Neighborhood:
Listed on Yahoo!:
07/10/2013
$199,900 - $319,900
The Eaglesmere new home 3 pics 30

The Eaglesmere

Mays Landing, NJ
Beds:
3 - 4
Bath:
1.5 - 2.5
Sq. Feet:
1,402 - 2,760
Type:
Ryan Homes
Neighborhood:
Listed on Yahoo!:
07/10/2013
$199,990 - $254,990

Gloucester, NJ Real Estate & homes for sale

1493 Se Kearsley Rd home for sale 21 pics 1

1493 Se Kearsley Rd

Gloucester Twp, NJ
Beds:
4
Bath:
3.5
Sq. Feet:
3,380
Type:
Single Family Home
Neighborhood:
Listed on Yahoo!:
07/01/2013
$360,000
2033 Erial Clementon Rd home for sale  21 pics 2

2033 Erial Clementon Rd

Sicklerville, NJ
Beds:
3
Bath:
1
Sq. Feet:
1,068
Type:
Single Family Home
Neighborhood:
Listed on Yahoo!:
06/27/2013
$109,900
2630 Erial Rd home for sale   1 pic 3

2630 Erial Rd

Gloucester Twp, NJ
Beds:
N/A
Bath:
N/A
Sq. Feet:
N/A
Type:
Lot/Land
Neighborhood:
Listed on Yahoo!:
06/26/2013
$249,000
54 Loft Mountain Ct home for sale    21 pics 4

54 Loft Mountain Ct

Gloucester Twp, NJ
Beds:
3
Bath:
2
Sq. Feet:
N/A
Type:
Single Family Home
Neighborhood:
Listed on Yahoo!:
06/24/2013
$87,500

2445 Peter Cheeseman Rd

Sicklerville, NJ
Beds:
N/A
Bath:
N/A
Sq. Feet:
N/A
Type:
Lot/Land
Neighborhood:
Listed on Yahoo!:
06/23/2013
$45,000
2871 Garwood Rd home for sale     1 pic 6

2871 Garwood Rd

Erial, NJ
Beds:
3
Bath:
3
Sq. Feet:
N/A
Type:
Single Family Home
Neighborhood:
Listed on Yahoo!:
07/06/2013
$209,900
21 Kenwood Dr home for sale      9 pics 7

21 Kenwood Dr

Erial, NJ
Beds:
3
Bath:
N/A
Sq. Feet:
1,624
Type:
Single Family Home
Neighborhood:
Listed on Yahoo!:
07/01/2013
$140,000
1013 Lynnwood Ln home for sale       6 pics 8

1013 Lynnwood Ln

Gloucester Twp, NJ
Beds:
3
Bath:
2
Sq. Feet:
1,277
Type:
Single Family Home
Neighborhood:
Listed on Yahoo!:
06/26/2013

Thursday, June 20, 2013

Агент по операциям с недвижимостью

Эльвира Израева -
 Агент по операциям с недвижимостью от компании: "Prudential Fox And Roach".
Офис:  3620 Atlantic Brigantine Blvd, Brigantine, NJ 08203 ( г. Бригантина, Нью-Джерси, США )
 Телефон в компании: 1-609-264-8444,
 Сотовый телефон: 1-732-322-9638,
 Электронная почта: Elvira.Izrayev@PruFoxRoach.com,
ElviraRealEstate@gmail.com

Saturday, June 15, 2013

Gloucester Township Real Estate Agent

Gloucester Township Real Estate Agent

Gloucester Township Real Estate Agent

Elvira Izrayev

Real Estate Agent at Prudential FoxAnd Roach

Office: 3620 Atlantic Brigantine Blvd, Brigantine, NJ 08203 View Larger MapPhone: 609-264-8444, Cell Phone: 732-322-9638, Email: Elvira.Izrayev@PruFoxRoach.com, ElviraRealEstate@gmail.com

Sell and Buy

Area: Camden, Cherry Hill, Gloucester Township, Vineland, Washington Township, Evesham, Egg Harbor Township, Mount Laurel, Atlantic City, Winslow, Galloway, Monroe, Pennsauken, Willingboro, Deptford, Voorhees, Millville, Pemberton Township, Lacey Township, Hamilton, Bridgeton, Medford, Lower Township, Burlington Township, West Deptford, Moorestown, Pleasantville, Little Egg Harbor.

Off Shore Properties

 

Are you looking for rent ?

Gloucester Township Real Estate Agent